Holy Guacamole!

This article talks about getting kids started saving money early on. I'm proud that it seems our kids are aware of the importance of saving, even if their mother and I sometimes don't demonstrate it. What struck me was this: "...the US savings rate has turned ``negative," and millions are saddled with credit card debt. (Collectively, we spend more than we make, and 43 percent of households spend $1.25 for every $1 they make...)."

So now I don't feel so bad alone! In reality, we're working hard to be on the other end of that statistic. It's damn hard work, but soon we'll be there. Sometimes it's hard not having a credit card (not for extra spending $$$, but for expense account type stuff), but in the long run it's worth it.